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Mortgage Amortization Calculator

View a year-by-year amortization schedule of principal and interest.

Frequently asked questions

What is amortization?

Spreading a loan into equal payments where early ones are mostly interest and later ones mostly principal.

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Related reading

2026-09-12

How Mortgage Amortization Works: Where Your Payment Goes

Understand principal vs interest over a 30-year mortgage and how extra payments change it.